Automobile Insurance, also referred to as car insurance, motor insurance or auto insurance, is for road vehicles such as cars, trucks, motorcycles, etc. Its primary purpose is used to provide financial protection against any incident causing destruction of auto property or bodily injury in the event of some type of collision. Some insurance carriers may also offer vehicle insurance against theft, natural disasters, vandalism and colliding with stationary object.
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In the United States, regulations for automotive insurance vary with each of the 50 states. Each state sets a mandatory minimum of coverage with the majority requiring for both bodily injury and property damage. For example, according to the Nevada Department of Motor Vehicles, Nevada requires that automobile liability insurance policies carry minimum coverage of $25,000 for bodily injury or death of one person in any one accident; $50,000 for bodily injury or death of two or more persons on any one accident; and $20,000 for injury to or destruction of property of others in any one accident.