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Home Owners Insurance

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Homeowner’s insurance (HOI) is a type of property insurance that covers your private residence. It can be quite complicated but we are here to help. Homeowner’s insurance covers various personal protections which can include losses to your home and its contents, additional living expenses if you cannot use your home, loss of personal possessions, and liability. In addition, to name a few, it can provide coverage against certain peril such as natural disasters, fire, flood, smoke, vandalism, vehicle collision, burglary, falling objects and even riots.

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