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SR-22 Insurance

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Also known as Certificate of Insurance or a Financial Responsibility Filing, an SR-22 is a vehicle’s liability insurance required by most state Department of Motor Vehicles (DMV) offices for “high-risk” drivers to reinstate their driving privileges following a serious incident. Depending on the offense an SR-22 can be required anywhere from three to five years. Getting into a car accident while uninsured, being convicted of a DUI (Driving Under the Influence), driving without insurance or driving with a suspended license are all examples of reasons an SR-22 may be required.

SR-22 is not an actual policy of insurance. It is an add-on filing to personal liability insurance policies. Be aware that not all insurance companies offer SR-22 filing.

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