Get your required Notary Bond for only $50. Most bonds also include $10,000 in Notary Errors & Omissions (E&O) Insurance, which helps protect you, the notary, against claims arising from unintentional mistakes or errors made while performing notarial acts.
The bond protects the public. The E&O insurance helps protect you.
If you’re planning to become a notary or are renewing your notary commission, you may be required to carry a Notary Bond. A Notary Bond is a financial guarantee that you will perform your duties ethically and in compliance with state law.
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A notary bond (also called a notarial surety bond) is a type of surety bond that acts as a financial safeguard for the public. The bond ensures that if the notary (the “principal”) misbehaves, commits fraud, negligence, forgery, or fails to properly execute notarial acts, an injured party can file a claim. The bond provides financial recourse.
In this arrangement:
A notary bond does not insure you against claims (it doesn’t pay you); it protects third parties who suffer harm from your misconduct.
You may need a notary bond for the following reasons:
If you skip it (when required), you may lose your commission, face civil liability, or be disqualified from performing notarial acts.
If the claim is valid, the surety pays up to the bond limit to the claimant and then seeks reimbursement from you. Unpaid debts may affect credit or lead to legal action.
No, it protects third parties. If you are sued or make a mistake, you’ll need separate errors & omissions (E&O) insurance for your own protection.
Usually not. Each state (or county) has its own commissioning and bonding requirements.
You may be unable to become a notary or renew your commission; your commission may be revoked; you may be legally liable for damages without the bond’s protection.
If underwriting is minimal and the provider is authorized in your state, many bonds can be issued within minutes to same day. In some cases (credit check, complex state rules) it can take longer.
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