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Imagine that someone has worked hard for years to build their business. Then, just as things are getting off the ground, disaster strikes out of the blue, ruins their budget, and undermines their entire operation. 

Sound bad? Well, things like this can happen when a business does not have the proper coverage.

Although encountering a major disaster that could derail your business may not be extremely likely, businesses without the proper coverage are at risk of running into huge problems that could otherwise be avoided. 

The responsibility and accountability of running a business are immense. As a business owner, you are responsible for everything that happens to your company.

Protect Your Business From Risk

Unfortunately, even when things are going well, situations can occur that spin out of control. 

No one ever plans on their business failing, but it happens all the time. In fact, a huge percentage of businesses do not make it past the first year. 

We encourage you not to let an unforeseen event be the reason why your business fails.

In our view, protecting your business and personal assets is a must. All businesses should, at the very least, have liability insurance.

Protect your business today with our affordable bond and insurance services. We help you find the right coverage for your unique needs so that you can rest easy knowing that your business is safe.

The Types of Insurance You May Need

Insurance coverage costs anywhere from $800 to $2000 annually, which is certainly a lot less than the thousands of dollars (if not more) you would need to settle a major legal dispute.

Here are some types of insurance that may be very beneficial for your business. 

1. Business Owner’s Policy (BOP) Insurance 

Business Owners’ Policy (BOP) is the perfect solution for small and medium-sized businesses that need protection from liability claims, business interruptions, and property loss. This type of coverage handles events like fire, theft, and other disasters.

Getting BOP insurance is one of the best ways to protect your business.

2. Workers’ Compensation Insurance 

Workers’ compensation is a government-mandated program that provides benefits to workers who become injured or ill because of their job. It is effectively an insurance policy for employees that provides them cash payments and healthcare coverage. 

3. Commercial Auto & Equipment Breakdown

Also called boiler and machinery insurance, Commercial Auto & Equipment Breakdown Insurance covers the repair and replacement of damaged vehicles and equipment.

We Provide Insurance Coverage Tailor-Fit For Your Business

You may be asking yourself if you really need bonding and insurance. Given that we live in an era of litigation, the answer is definitely yes.

The good news is that you do not have to pay an exorbitant amount for your coverage, as our business insurance plans save you money by pinpointing your specific needs and concerns.

We offer several different types of coverage. To learn more, call us anytime at the following:

Las Vegas: (702) 850-7711 or Memphis: (901) 306-8100.

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