If you have lost your vehicle title in Tennessee, you may need a Tennessee Lost Title Bond, also known as a Tennessee Bonded Title, in order to obtain a new certificate of title through the Tennessee Department of Revenue.
All N One Surety Bonds helps customers throughout Tennessee obtain fast and affordable title bonds for cars, trucks, motorcycles, trailers, RVs, and other vehicles.
What Is a Tennessee Lost Title Bond?
A Tennessee Lost Title Bond is a type of surety bond required by the Tennessee Department of Revenue when ownership documentation is missing or incomplete. The bond protects the state and any prior owner or lienholder against financial loss related to the issuance of a new title.
These bonds are commonly required when:
- A vehicle title has been lost
- The title was never transferred properly
- The seller did not provide a title
- Ownership records are incomplete
- A vehicle was abandoned or purchased without proper documentation
Tennessee Lost Title Bond Process
Step 1 – Gather Customer Information
When someone calls for a Tennessee Lost Title Bond, collect the following:
- Full Name
- Phone Number
- Email Address
Step 2 – Determine Vehicle Value
The vehicle value can be determined using:
- A Bill of Sale
- Or a vehicle valuation from Kelley Blue Book
Tennessee Vehicle Value Requirements
- Vehicles valued under $3,000 generally do NOT require a surety bond for a lost title.
- Vehicles valued at $3,000 or more typically require a Tennessee Title Bond.
Customers can use Kelley Blue Book to determine the current market value of their:
- Car
- Truck
- SUV
- Motorcycle
- RV
- Commercial Vehicle
Check Your Vehicle Value
Check Your Vehicle Value on Kelley Blue Book
Step 3 – Calculate the Tennessee Title Bond Amount
In Tennessee, the required bond amount is generally:
- 1.5 times the current vehicle value
Example Bond Calculation
- Vehicle Value: $3,000
- Required Bond Amount: $4,500
4500 = 1.5 \times 3000
Tennessee Lost Title Bond Premium
The premium is generally:
- $15 per $1,000 of bond coverage
- Minimum premium of $100
Information Needed for the Bond Quote
To provide a Tennessee Lost Title Bond quote, the following information is usually required:
- Address where the vehicle will be registered
- Email Address
- Phone Number
- Driver’s License Number
- Vehicle VIN Number
- Vehicle Make
- Vehicle Model
- Vehicle Year
- Current Vehicle Value
Step 4 – Bond Approval and Completion
Once the Tennessee Lost Title Bond is approved and purchased:
- Section 3 of the bond application must be completed with the surety information.
- The applicant must sign the bond above the Principal’s signature line.
Step 5 – Submit Documents to Tennessee Department of Revenue
The customer or agent must email the following documents to:
Required documents include:
- Completed Surety Bond Application
- Tennessee Lost Title Bond
- Driver’s License
- Bill of Sale
- Kelley Blue Book Value Printout (if applicable)
- Approved Proof of Residency
Step 6 – Receive Tennessee Bond Approval Letter
Once the Tennessee Department of Revenue receives and reviews the documents:
- A Surety Bond Approval Letter will usually be emailed back to the customer or submitting party.
Step 7 – Obtain the New Tennessee Title
The applicant will then take:
- The Bond Approval Letter
- And all supporting documents
to the local court clerk or county clerk’s office in order to apply for and receive the new Tennessee vehicle title.
Why Choose All N One Surety Bonds?
All N One Surety Bonds offers:
- Fast Tennessee Lost Title Bond approvals
- Affordable rates
- Same-day processing in many cases
- Electronic bond delivery options
- Assistance with Tennessee bonded title paperwork
- Experienced support staff
We assist customers throughout:
- Memphis
- Nashville
- Knoxville
- Chattanooga
- Clarksville
- and all counties throughout Tennessee.